Rick Ray Releases 28th Album-Temporary World

FOR IMMEDIATE RELEASE





Perry, Ohio--September 19, 2005--Rick Ray is like a lot of us, he saw the Beatles on Ed Sullivan in 1964, and his life changed forever. Shortly thereafter, he got his first guitar and subsequently formed a band. Since 1979, Ray has been in the studio recording music. Twenty-eight albums later, a new release titled Temporary World is already creating a stir.





Ray has opened for notable artists such as Robin Trower, Allan Holdsworth, Michael Shenker Group, Kansas, Frank Marino & Mahogany Rush, The Dregs, and The Steve Morse Band to name a few. The respect from his peers is obvious and his future looks bright and promising with the release of Temporary World.





Over the years, Rick Ray ha View the rest of this article

A Business Directory Just Isn't Enough Anymore!

A Business Directory Just Isn't Enough Anymore!
By: Martin Lemieux

Do you own a business directory? Are you having a tough time beating your competition? This article will help you towards leaving your competition far behind.

The idea here isn't about getting as many business directory listings as possible. The idea we need to create is about more community within your directory.

I always like using a "saying" I learned from network marketing: "I would rather utilize 1% of a hundred people's effort, then utilize 100% of my own to market my business." If you keep this in mind, there is nothing you can't be successful at.

With that in mind let me be quick to point out that, I am not talking about creating an affiliate program. Th View the rest of this article

Throw a Great Baby Shower on a Budget

So you are in charge of throwing a baby shower. Whether it is for a friend or family member you want to make sure that your guest of honor has a great time and feels special. Here are some tips to ensure that you throw a spectacular party.

Invitations: Talk with the guest of honor and discuss possible themes for the shower. If you are throwing a surprise shower, choose an appropriate theme. For example, if you know that the mom to be is having a boy, try a teddy bear theme. You can find free printable baby shower invitations at The Craft Café.com and at Momsbreak.com.

Games: Games are an essential part of any shower. Don’t worry; you don’t have to come up with them on your own. You can find an array of free printable baby shower games online. To enc View the rest of this article

How I Raised My Credit Score 40 Points In 24hrs. And Saved $658 A Month In Interest

It?s never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. I?ve maxed out my share of credit cards. I?ve bought cars that I really couldn?t afford. I ate out. A lot. At expensive restaurants. And I always ordered the lobster. I always knew, in the back of my head, that I was teetering on the brink of credit destruction. Yet I couldn?t bring myself to admit that my credit was going downhill. I continued applying for credit cards anyway. I didn?t want to run them up, honestly. It just happened.
One day, reality gave me a swift kick in the rear. I grew weary of renting, so I decided to pursue the proverbial American Dream and purchase a home. I sort of kne View the rest of this article

Home Equity Credit Lines Provide Quick Access To Cash In Times Of Need.

If you need to borrow money, Home Equity Credit Lines can be one of the options available to you. This Line of Credit Home Equity is a loan granted to the borrower with his home as collateral. Home Equity per say is the difference between the worth of your property and the amount you owe on your mortgage.
Of late many people are opting for Home Equity Lines of Credit because of its ease of acquisition and flexibility. If you use the equity of your home as collateral in a loan, you have access to a large pool of funds which you can use to expand existing business or undertake a new one whilst still owing your home. If you negotiate well, you can obtain Line of Credit Home Equity far exceeding the current price of your home. Again, you have the advantage over other View the rest of this article

Periodic Fasting Can Bring You Better Health

That fasting has health benefits is not widely known. No, not only can it help in weight loss; it can help in the improvement of the total function of the entire body system. It may sound unbelievable but fasting could even cure diseases such as colds, fever, cough and other stomach disorders. Some religious sects regard fasting as holy, a sacrifice, voluntary abstinence for religious reasons. But there is more to fasting than the religious aspect. It was discovered years ago that it could help improve a person?s health.
For colds, people normally resort to medicine. ?Take something for it?, is the usual attitude at the first sign of such ailments (as with fever and coughs). However, there is an alternate to cure those illnesses and that is through fasting ? at t View the rest of this article

Songwriter Confessions #3

How do you fit a $500,000 recording studio into a small box? Easy. You buy a decent PC and $1000 worth of software. You can blame this as the start of the Golden Age of the songwriter, because before this evolutionary step-up, people like me used to write maybe four songs a year, badly recorded on the first Sony cassette recorders. I’d save my pennies, and once a year, I’d negotiate a deal with a local studio for a special Saturday morning demo rate. I’d pay four reasonable musicians a straight cash fee and try to get three songs done in a three hour session. It didn’t help that I wrote the skankiest chord charts in the world. So I had to get across to the musos how the songs went, while the clock ticked away, and like the man said, it was like dancing about architec View the rest of this article

Regional Cuisine Of China: Szechuan Style

The Szechuan style of cuisine arose from a culturally distinct area in the central western of part of China, a province known as Sichuan. This area of China came into its own culturally towards the end of the Shang Dynasty, during the 15th century. However, it was also the climate of the area that helped to shape the culinary traditions that were to arise from Sichuan province and make their way into the realm of international cuisine.
The province from which the cuisine that the world knows as Szechuan evolved is often hot and humid, and this contributed to this necessity of preparing foods in ways that differ significantly from other regions of China. Szechuan cuisine is primarily known for its hot and spicy dishes, though naturally there is more to Szechuan fo View the rest of this article

Regional Cuisine Of Mexico

Just south of the United States and bordering the Gulf of Mexico and the Caribbean Sea, Mexico is quickly advancing both culturally and economically. The devaluation of the peso in 1994 threw the Mexican economy into a frenzy, lowering their per capita income to a mere quarter of that of the United States. Through repeated social and economic turmoil, the rich cultures of the original Yucatan civilizations has remained, though somewhat jaded after their emersion from under Spanish rule in the 19th century.
It isn't hard to research the rich history of Mexican cuisine. When the Spaniards first landed in Tenochtitlan (present-day Mexico City) they carefully chronicled every aspect of life there in Mexico, especially the food and cooking techniques of the natives. D View the rest of this article

How To Cope With Your Home Business And Your Daily Tasks.

If you’re hearing the song that Bachman-Turner-Overdrive made famous in the 60s, that’s exactly what I want! I’m not talking about “business” in a strictly financial sense, but “business” with the idea that whatever you’re shooting for success-wise, you complete your tasks.
Once you have a course plotted for success, there are going to be a million things that will vie for your attention and time. It’s not that these things haven’t been there before now, and it’s not even that the world is plotting against you succeeding. It’s just that now you have a focus and you’ll begin to notice things that seem like they shouldn’t be on your radar screen.
It doesn’t mean that you don’t do the little pesky things that are buzzing and want to be taken care of (especially View the rest of this article

Fusion Cooking ? Blended Cuisines

What do you get when you cross hot Indian food with the English love of tomatoes and all things creamy? Chicken Tikka Masala is a famous combination of chicken tikka and masala.Chicken tikka is a marinated piece of meat cooked in a tandoor, an Indian oven made of clay and coal-fired. Masala is gravy commonly made out of some kind of tomato gravy or puree with cream and various Indian spices.It is technically a mild curry dish, though the addition of sometimes large amounts of tartrazine causes the dish to often look orange.In other recipes, it can look anything from red to orange to green.
Chicken Tikka Masala is possibly the most popular Indian dish in the world, and has arguably replaced tandoori chicken as the flagship of Indian food, including on the subconti View the rest of this article

Getting Top Positions about More Hits? Thanks to Google Alert!

How many of you think this way? Let me repeat my question, is getting top positions about more hits to your website? I guess all will answer in YES, but the truth is a bitter reality, thanks to “Google alert”.

Getting King’s place doesn’t mean more Money!
In the same manner getting top positions doesn’t mean more hits to your website, when a website comes at top place in search engine, what it shows? It has three things to show, page title, description and website address. Site title and description help searchers to motivate (to visit) or reluctant (to leave).

Hard to justify with different Industries every time
It takes years to understand one business properly, how can one expect from SEOs should understand all industries? View the rest of this article

Counterculture Aromatherapy - Patchouli Essential Oil

Patchouli's History and Uses
Ah, Patchouli oil - people seem to love it or hate it. This well know essential oil has a somewhat deserved reputation as the scent of the Hippy generation (according to one source, it's use began as a mask for the odor of a particularly cherished herb), though it's traditional use dates back hundreds, perhaps thousands of years. Today, Patchouli oil has a well-deserved reputation in aromatherapy, with it's deep, musky, and sweet odor, and Earth and Fire balancing energy. It is an exotic aroma that can forever leave an imprint on the olfactory memory.
Patchouli (Pogostemon cablin) is a perennial herb native to Southeast Asia, growing wild in Sumatra and Java at elevations between 3,000 and 6,000 feet - though it's cultivati View the rest of this article

History Of Charm Bracelets

The historical custom of wearing charm bracelets dates back millenia, and though the materials and designs on them have changed, the concept itself has never gone out of style.
This form of jewelry initially had a religous function, and dates back to the prehistoric era. Based on data from Elizabeth Florence, president of the Jewelry Information Center, charm bracelets were first worn by Assyrians, Babylonians, Persians and Hittites from 500 to 400 B.C. Those charms were created from lapis lazuli, rock crystal and other locally-available gems and were inscribed with symbolic designs, like figures of gods, humans and animals. They were closely associated with magical spiritual powers and served as protective talismans.
As time passed, charms diminished in reli View the rest of this article

Pros and Cons for Xbox, PS2 and GameCube - Part III

Hardware is also an aspect that you should take into consideration when choosing a home console. If you are looking for the fastest system, you should be aware of the fact that the three competitors (the Xbox, PS2 and the GameCube) are offering an almost similar gaming experience. But the difference comes in the ability of playing DVD movies or connecting to the Internet. Slight differences can be found in the hard drive area as the three systems (the PS2, the GameCube or the Xbox) have different memory capabilities. For instance, the GameCube and PS2 use memory cards that have to be bought separately from the main system. On the other hand, the Xbox is using an internal hard drive that is obviously larger than any memory card. Therefore, the Xbox is capable of stori View the rest of this article

How To Implement Golf Fitness Exercises Into Your Golf Swing Improvement Program

Over the last few weeks at BioForce Golf, we have had many questions about golf fitness exercises.
Questions such as: are these type of exercises beneficial to someone who has had a lower back injury, what are the best types of exercises to improve my clubhead speed, and what flexibility exercises can improve my back swing?
Through many of our free daily golf tips on our website, we have provided answers to these questions and many more. One area of golf fitness I get quite a few questions about revolves on how to implement golf exercises into a golf swing improvement program.
Many of the individuals who come to our site are not experts in ?working out.? I?ve written my golf-specific exercise manual, YOUR BODY & YOUR SWING, to help you develop a progr View the rest of this article

Ten Tips For Creating A Terrific Employee Appraisal System

Face the facts: Creating a new performance appraisal system is a difficult undertaking. It’s even more difficult if the organization doesn’t have a logical, well-tested, step-by-step process to follow in developing their new procedure.
Based on my experience in helping dozens of companies create performance appraisal systems that actually work, here are ten tips that will help any company create a new performance evaluation system that will provide useful data and be enthusiastically supported by all system users.
One — Get top management actively involved. Without top management’s commitment and visible support, no program can succeed. Top management must establish strategic plans, identify values and core competencies, appoint an appropriate Implementation View the rest of this article

James Dean - James Byron Dean

JAMES BYRON DEAN
LIFE IMITATES ART
GENERATION NEXT
ANIMAL FARM
FOUR EYES
THESE GO TO ELEVEN
THE ACTOR WAY
FRANK, BILLIE AND JIMMY
ACTING THE PART
DEAD MAN'S CURVE
APOCALYPSE NOW
GIANT
"Dream as if you'll live forever. Live as if you'll die today." - James Dean
JAMES BYRON DEAN
James Dean was born on February 8th, 1931 in Marion, Indiana. His hobbies were writing, painting, bullfighting (when did that happen?), photography, sculpting, car racing, horse racing and playing the bongos. His favorite drink was coffee and his favorite ice cream flavor was coffee and raspberry.
LIFE IMITATES ART
"To grasp the full significance of life is the actor's duty; to interpret it his problem; and to express it his View the rest of this article

Children and Toy Dog Breeds: Fact Verses Fiction

Because my wife is a toy dog breeder, it isn’t unusual for her to get several calls a week from people who practically beg her to sell them a puppy. They cite their financial and social ability to care for the puppy and often try and avoid the question of children in the household. As a rule, my wife finds this humorous. People shouldn’t have to beg, fill out a twenty-page adoption application or hide the fact that they have children to purchase a puppy. It’s pet protection gone wild. There isn’t an honest or ethical Dog Breeder in the world who would send a beloved pup to someone they had questions about. Unfortunately, it’s very difficult and not entirely lawful to make that kind of determination. In most States it’s technically illegal to provide some sort of ‘tes View the rest of this article

Understanding The Relation Between Asbestos Exposure And Mesothelioma Lung Cancer

An understanding of asbestos is necessary before we try to understand mesothelioma lung cancer. Asbestos, a natural fibrous mineral, used commonly in construction process and manufacturing industries is detrimental to human health. Continuous inhalation of its fibers enhances the susceptibility to respiratory disorders and can lead to many dangerous diseases. A leading example of such dangerous disease is Mesothelioma lung cancer. Actually, mesothelioma lung cancer is misnomer because mesothelioma cancers affect the lining of lungs (pleura) and abdomen and not the lungs. Since mesothelioma cancers mostly affect the lining of the lungs, it is generally called mesothelioma lung cancer. The workers who had worked in industries such as shipbuilding, asbestos mining, and View the rest of this article

Tips On Choosing Discount Tires

There is a saying by a famous tire manufacturer Michelin: "So much is riding on your tires." This is true no matter if you're driving a sport coupe or an electric scooter. Cheap tires can damage a great car, and great tires can do wonders for a worn out vehicle. Luckily, today, thanks to technological advances, you can buy a great set of discount tires and still be quite happy about them.
If you understand that you have to buy new tires, you have a few options. The easiest way is to buy the exact size and brand of tires that your vehicle had when you picked it at the dealership. However, you may choose to upgrade your tires depending on what driving conditions you currently have or foresee. There are many reasons to change the tires for a different model. While s View the rest of this article

The Psychology of Being Organized

Individuals who are organized in their personal lives most generally constitute efficient and organized employees in their work environments, succeed in their personal endeavors and are, more often than not, financially secure.
Once an organizational state of mind is established, your status of efficiency in all areas of your life will ultimately benefit.
There is a profound psychological thread that binds all areas of your existence into one distinctive unit. A messy house trashed with useless clutter is an abstract representation of many lives ? also muddled with unnecessary debris that needs to be regrouped, set aside, hidden out of sight or, better yet, disposed of completely. Wasted thoughts, wasted energy and wasted time all add up to wasted money.
View the rest of this article

Crusader vs. Caliphate...Bush Doctrine: Destroy the Heretics of Islam

THE CRUSADER vs. THE CALIPHATE . . . .

The Bush Doctrine: Destroy the Heretics of Islam!

By Doug Krieger

THE GREEN CURTAIN

From the Pillars of Hercules in the Atlantic to the Indonesian Archipelago in the Pacific a vile and putrid Green Curtain threatens its descent to enshroud and enslave a vast swath of earth’s inhabitants. An Islamic Empire, the resurrection of the Moslem Caliphate, envelopes “with greater economic and military and political power . . . able to advance their stated agenda: to develop weapons of mass destruction . . . destroy Israel . . . intimidate Europe . . . assault the American people . . . and blackmail our government into isolation.” (Remarks by President Bush before the National Endow View the rest of this article

Who Else Wants To Maximize Their Google Adwords Success?

"Discover Three Simple But Incredibly Powerful Strategies That You Can Implement Right Now About The One Thing You Must Do To Ensure An Awesome Adwords ROI!"
If you're not familiar with using Google Adwords, please check out my getting started article on my site.
Basically, with Google Adwords you can put your ad in front of people as they are searching for information and solutions online.
However, there is a bit of a learning curve to get a good steady campaign and Return On Investment (ROI) with Google Adwords.
The One thing you really have to remember and focus on with Google Adwords is to...
TARGET YOUR AD!
Always use your keywords as often as you can in your Ad: in the title, in the body and even in your domain name.
These words will View the rest of this article

The Story Of The Star Spangled Banner

The future of the young United States looked bleak as the summer of 1814 entered its final weeks. The “Second War for American Independence”, often called the “War of 1812”, had taken a perilous turn for the upstart Americans. On August 19, British warships sailed up Chesapeake Bay and captured Washington D.C. in only five days. President Madison and other government officials barely escaped the city before the Redcoats set fire to the US Capitol, the White House, and numerous public buildings. As if by divine intervention, a torrential rainstorm struck just in time to save the city from total destruction.
From Washington, the British planned a massive attack on Baltimore. Incidental to the events leading up to the assault, American physician William Beanes was t View the rest of this article

How To: Avoid Foreclosure

In order to avoid foreclosure, you need to find the companies and the services that are able to provide you with high quality information. You do not need someone to come in and try to sell you yet another deal. For honest to goodness help in getting out of this debt and mess, you need high quality advice. While it is not easy, you can avoid foreclosure.
First of all, make sure that avoiding foreclosure is the right thing for you. If you can not make the payments and you cannot find a way to get around it, letting it go will ruin your credit, but until it is over it can?t get any better. While this is not news you want to hear, it can be helpful to some.
But, when you do have a shot, you need to take it. To avoid foreclosure, you need many options. For exampl View the rest of this article

Motor Home Ownership

Today's motor homes or recreational vehicles have all the comforts of home. If your wallet can afford it, they come with plasma TV's, washers and dryers, ceramic tile floors and granite countertops and with spaces that are professionally designed.
The best known type of motor home is the Type A, or recreational vehicle. This is the roomiest of all motor homes, the largest, and the most expensive. They come fully equipped with all the luxurious amenities as listed above, plus some. Some recreational vehicles come with custom stained glass and large garden/tub showers. Recreational Vehicles come up to 45 feet in length and generally range between $85,000 used and $400,000 new. Don't forget, they get somewhere between 5 and 8 miles per gallon. This is another consid View the rest of this article

To Procrastinate or not that is the Question

Procrastinating can be fun, sometimes! It can also be a great source of frustration and anxiety when we keep putting off what we could be doing today.
I manage to fit unscheduled shopping sprees into my already busy timetable, visit people I haven?t seen for awhile or give them a ?quick? phone call. Sometimes I?ll even clean out the refrigerator, wardrobe, and any closet or room in the house - well they need cleaning and sorting sooner or later! If I had a dog I?d probably take it for a long walk, maybe give it a bath, clip its toenails, place ribbons in its hair ? procrastinating can be fun!
The word procrastinates means to defer action, or put off (I?ll add dawdle and ?hope it goes away? as well). What?s interesting is the cras (adv) in procrastinator is th View the rest of this article

Finding And Using Litigation Support

You need litigation support. Where are you going to turn for your needs? Surely your client expects high quality and you expect to do much better than those at the other side of the courtroom. But when it all comes down to it, there are simply some things that you just can't do on your own. In these cases, having an effective and reliable litigation support on your side can make all of the difference. If you are interested in these services, look at the advantages that some litigation support opportunities can provide for you.
For example, they can help you in a number of very important ways. They can help you with video depositions as well as courtroom design and automation. And they can help you with scanning and the coding of your very important documents. Sho View the rest of this article

There's More To Buying A Diamond Than The Price

Of course the price will be one of the factors that will influence your decision of whether to buy a diamond or not, but it is not the only one. Not knowing anything about gems may make you buy one of an inferior quality. This is the reason why knowing the fundamental points needed when purchasing a diamond can help. These are the 4 Cs: Color, Cut, Clarity and Carat Weight.
Once you have learned the 4 Cs it will be easier for you to choose the right diamond. Here we have the 4 Cs explained in detail:
1. Color - or better, the lack of color in your gem. What you really have to look for is the whitest stone of all. A yellowish or grayish tone of diamond would be a diamond of inferior quality. You have grades of diamond going from A to Z. If the diamond is, say, View the rest of this article

Did I Hear You Say, Mama, Help Me! I Lost My Websites!

This simple reminder is dedicated to all Webmasters (and Webslaves like me). Don't sleep tonight without reading this. Find out why below...
Have you seen people cried out loud for help because they lost their websites?
I have seen this many times in several forums and have personally experienced the same not long ago. I am a living testimony on this one.
And so I cried out, "Mama help! I lost my websites!"
But no one can help me... Sad but true...
So I face mounting problems that escalates each day as I am rebuilding my websites. Lost sales, lost customers, lost files and lost hairs (it's very stressful you know).
If it did not happen to you just yet, good for you. Otherwise, you already know how painful it is to wake up in the morning just t View the rest of this article

Original Ways To Make Money With No Money-a Short Education

An opportunity should never be bought into. By definition, an opportunity is something that people will never sell you. From franchises to swamp land in Florida, to patents and inventions, it makes no difference. Theres nothing wrong with any of the things mentioned, however if somebody is trying to sell you these things, then they are not opportunities by definition.
An opportunity is an advantage that you can see that others cannot. I dont care about the dictionary definition, this is the real world definition. Opportunities are free. They dont cost money to observe. Of course I dont mean they wont cost you money, you may need some money to act on it. But if you are paying money so somebody can sell it to you (a sales commission) You should run for the hills. < View the rest of this article

Choosing The Proper Flooring For Your Room

When it comes to deciding on a flooring purchase the choices are staggering. There are carpets, hardwoods, vinyl, laminate and ceramic. The choice of flooring should be decided by room and use.
A lot of homes are carpeted. Carpeting eludes a warmth and softness that other floors don't. Some like the feel of carpeting underfoot. One of the first things to consider when purchasing a carpet is how much traffic will it receive? If you have a high traffic area, then nylon would be a good choice due to it's durability. A carpet of Olefin would also be a good choice for heavy traffic areas as it is strong and easy to clean. Polyester is also excellent in high traffic areas as it is easy to clean and resists water based stains. Another consideration would be the density View the rest of this article

Custom Rubber Bracelets -- Fundraisers To ID Bands

Initially used for spreading awareness about cancer, custom rubber bracelets are now the darling of every non-profit organization – both for awareness generation and as a great fundraising tool. The Red Cross has its own red custom rubber bracelets for supporting Tsunami victims, while the relatives of American servicemen wear green custom rubber bracelets bearing the message ‘Support our troops.’ Besides, each cancer charity has its own custom color bracelets!
Custom rubber bracelets also serve as a fashion statement. That’s one of the main reasons for their popularity. Ace cyclist Lance Armstrong had returned to win the Tour de France title for a record seventh time after his successful fight with cancer wearing one of these rubber bracelets. Since Lance Armstr View the rest of this article

Tools For Your Weight Loss Arsenal

Elliptical machines, treadmills, stationary bikes, dumbbell sets, exercise videos, jump ropes, and home exercise multi-purpose machines.
Tools are something we use to help us get a job done more easily. A good weight loss tool is one that encourages a healthy lifestyle and permanent weight loss.
?Home exercise equipment is a fantastic way to speed up your weight loss results and feel great!
?Home exercise equipment and be used in conjunction with your healthy weight loss plan.
?Losing weight is simply a matter of burning more calories than you consume - home exercise equipment is a great way to increase the amount of calories you burn while improving your overall health and fitness.
?A quality piece of home exercise will give you years of satisfac View the rest of this article

Say "Bah, Humbug!" To Holiday Debt: Avoid the "Holiday Hangover"

Ah, the holiday season! Turkey and dressing, pumpkin pie, office parties, jingle bells, and lots and lots of eggnog make the season a delight. But all fun and reindeer games aside, you have to be careful to make sure you don't wind up as poor as Tiny Tim! Americans can spend as much as $1,000 a year on gifts for family, friends and business associates. That is a big chunk of money that can hit you pretty hard come January if you don't plan ahead. There are some tips and tricks you can do to keep your holidays bright and debt-free this year.
Before the holidays arrive, do some careful plotting and planning for family and business expenses. A few hours spent in preparation can mean less money spent on gifts. You don't have to be Scrooge, you just have to be smart. View the rest of this article

Exploding Six Sigma Myths

Six Sigma doesn't improve the customer experience. It may seem that Six Sigma turns the focus away from the customer because it is driven by data. In so many companies, quality improvement is driven by the latest customer complaint, or some manager's latest issue. This may seem like you are being responsive to the customers, but such an ad hoc and scatter-shot approach is inefficient and ultimately doomed to failure. The question you need to ask is what data is presented to the organization in order to select improvement projects? Without the right data, how can you succeed? Unless the approach is systematic and the solution driven by measurement and analysis, there is little hope for lasting quality improvement.
Six Sigma is oriented toward the solution of probl View the rest of this article

Improve Your Golf Swing With Keeping Your Golf Club On The Correct Swing Plane

We as golfers have heard the term swing plane many times during our golfing careers. But do we really know the definition of it and the bearing upon our golf swing?
Recently, I had a conversation with Dean Reinmuth (top 30 teaching pro ranked by Golf Digest) and I think he described swing plane the best. Dean suggests to think of the swing plane as an imaginary circle. The imaginary circle that represents the swing plane is set at an angle. It is the path on which it is necessary for the club to travel in order to execute the swing correctly.
Beginning at address, the clubhead and shaft should be positioned at the ?bottom? of the swing plane. During takeaway into the backswing and at the transition point of the swing, the clubhead and shaft are to remain on t View the rest of this article

Weight Loss Helps Prevent Diabetes

A few months ago (March 2005), the American Diabetes Association announced the findings of the comprehensive Diabetes Prevention Program. The DPP was conducted at over 25 medical centers nationwide and involved thousands of participants who volunteered to have their habits monitored and to follow dietary and exercise recommendations. All participants had been diagnosed with 'pre-diabetes', a condition where the blood sugar levels are higher than normal, but not yet in diabetic ranges. Untreated, more than half of those people diagnosed with pre-diabetes will develop full-blown type 2 diabetes within a decade.
For the study, the participants were divided into two groups. One half were given dietary recommendations. The other half got the same dietary recommendatio View the rest of this article

Does Your Customer Service Suck?

As a customer, I know what it's like to be on the customers side of the counter. You want to turn over your hard earned money for goods or services. You are then confronted with attitude, rudeness and utter disregard for just how hard you have worked for your dollar. Either the service is slow and the quality of the goods are poor, or worse the company you are patronizing rigidly enforces poor policies for handling customer issues.
As a business owner I realize the cost of poor service. Poor service decreases impulse purchases, leads to a reduction in repeat business, causes lack of referrals and negatively impacts customer relationships. When you are trying to build a business in a competitive market each of these are critical to your success. In an environment View the rest of this article

What?s 100 Calories A Day?

According to the American Dietetic Association, the difference between weight loss and weight gain can be as little as 100 calories a day. Most Americans suffer from 'weight creep' - those nagging pounds that creep on over the years - at an average of about 2 pounds per year. That's 20 pounds in ten years. 40 pounds in 20. Can you afford to weigh 40 pounds more than you do now in twenty years?
The difference could be as simple as cutting out 100 calories a day from your daily diet - or adding 100 calories a day to your daily routine - or a combination of both. How hard is it to cut 100 calories a day out of your diet? Take a look.
Are you a coffee lover? If you drink your coffee with whole milk, you can save 100 calories a day by drinking two cups with skim m View the rest of this article

Do Your Autoresponders Drive Your Customers Crazy?

Writing chained auto-responder messages to sell a product is a good idea in principle, but in practice it can LOSE you clients just as well if you don't get right.
A chained auto-responder is a sequence of emails that gets delivered automatically when someone subscribes to this autoresponder.
It is used in marketing to deliver mini-advertisements, teaser courses, demo extracts, testimonials or stepped sales letters, and all of this is designed to get the client eventually to click on the "buy me now" link for the main product that is being promoted.
There are three main problems with chained auto-responders. Avoid these, TEST your linked auto-responders before you inflict them on the general public, and you should see significant increases in your sales. View the rest of this article

Internet Marketing and Getting Your Site Noticed

Internet Marketing and Getting Your Site Noticed You may have created and established the best Web site in the world, however if the world does not know it is there, it will not do your business any good. As a result, knowing how to market your site and getting your site noticed is incredibly important to the success of your business and something you will want to concentrate your efforts on. Fortunately, getting your site noticed is not expensive so marketing on a tight budget does not mean you can't get quality exposure. One of the first things you will want to do is pack your Web page full of keywords that people might use when searching for information contained in your site. The more keywords you have, or keyword phrases someone might use, the more often your si View the rest of this article

5 Tips to Maximize Your Home’s Value When You Sell

Whatever the reason for the sale of your home, you’ll want to get the most out of the transaction. Some simple tips can help you market and sell your home in the least amount of time, for the maximum value. 1) Do your homework. Find out the local market conditions for your neighborhood. Depending on your area, there may be better/worse times to sell. Once you’ve decided to sell, there are three different levels of service that you may want to consider: • Sell the home yourself (FSBO) • List your with a Discount / Flat fee broker • Utilize a full service real estate agent/brokerage If you are inclined to sell the home yourself, note that you will bear the responsibility for marketing your property, along with full legal disclosures, inspections, appraisals and the lik View the rest of this article


home rental ads

Business Loans - 7 Reasons Not To Use A Bank

So you're a small business owner and you need a business loan to further the objectives of your company. Where do you turn?
When it comes to a business loan or commercial real estate loan, there are many good reasons NOT to turn to a traditional bank. Here are some of the most important reasons. Many small business owners, will find most of these points directly applicable to them.
"THE BANK TURNED ME DOWN"
Of course the biggest reason most small businesses go looking for alternative sources of commercial real estate loans is because they have been declined by the banks. Small businesses are often forced to look for other sources of funding because the banks will not provide it. This is not even listed below, since there are many positive reasons to prefe View the rest of this article

Trusting A Relocation Service

If you are in need of a relocation service, you will have many things to worry about. But, if you can find the right service to work out, you are likely worrying for nothing. There are many companies out there that want to serve your needs. They want to help you relocate and they will pull out all the stops to say so. But, what you need is quality, communication, and affordability. It is also important to be able to trust in your relocation service.
First, you need to be able to have a quality relocation service. To find the quality service that you need, simply look at the companies closely. Compare company history, consumer reviews that you?ll find on the web as well as taking the time to look them up on the Better Business Bureau?s website. Are their customers View the rest of this article

Gibraltar Weddings, Flights and Hotels

Looking for a new and exciting destination in which to get married but need not be expensive? Want a beach, sunshine and an English speaking location but don’t want to travel miles away? Want your closest friends and family to attend your Big Day without burdening them with the huge cost (and embarrassment) of travelling transatlantic?

Then consider getting married in Gibraltar, just a short 2 and half hour flight from the UK and with year round sunshine, a choice of up to five beaches and being a duty-free tax haven, Gibraltar is fast entering the top ten bracket of favourite places in the world in which to get hitched! Unlike the Caribbean, it is not expensive and unlike Las Vegas, it is not crass!

You can get married in Gib View the rest of this article

The Shopping Splurge

Should we SPLURGE?
That is the unrequited question for womankind, isn’t it? This is quite possibly the “age old” question for the fashion savior-faire crowd of the world. The answer should come effortlessly; unfortunately we can't all afford to say yes to every expensive pair of heels that summons us or every pricey piece that catches our eye.
What exactly is it that causes us to lose all common sense and spend more than our bank accounts or maxed out credit cards will allow? Splurging is like a drug that picks you up out of that dark hole on a bad day. It can also serve as a reward system. “I just got a promotion, why can’t I buy those pair of Manolos I’ve been hopelessly drooling over at Neiman for the past 6 months?” Sometimes it's all about the label, som View the rest of this article

Why Shopping Online Will Be Big This Holiday Season

Traditionally, the December holiday season is the most important part of the year for many businesses, especially those in retail. But so far, predictions aren't that rosy for this year's profits. High gas prices, high cost of living, and low consumer confidence are expected to put a damper on the holiday shopping plans for many.
But that's not entirely true for everyone. You can expect online shopping to be bigger than ever. Why? Let me outline a few reasons why online retail sites like Amazon, to small home-based operations will be raking in the cash in the weeks ahead.
1. Very few are going to blow off the holidays, even if funds are low. And most people will buy cheaper gifts rather than cross some loved ones off their shopping list. When people don't hav View the rest of this article

Autism: Is There A Cure In Sight?

Autism: What causes it, and can it be cured?
Autism is a disorder that is affecting more and more children. But many autistic children have been able to lead normal lives.
Autism is a developmental disorder that appears in the early stages of development of a child, mostly in the first three years of development. It is a neurological disorder that affects the proper functioning of the brain and affects the development of the social and communication skills of the individual.
Early diagnosis of autism is most important for the treatment of this disorder. However, there is no blood or medical test available which will help in the diagnosis of autism. Generally, it is delay in the development of language skills or lack of appropriate social development that View the rest of this article

Why You Should Have A Credit Card In Your Own Name

If you have ever been asked by your wife, husband, child or friend to have someone else as an authorised signatory to you, i.e. a supplemental signatory, on your credit card account you no doubt gave this some serious thought. If you agreed to the request, the following are some reason why you should have a credit card in your own name and they have a credit card in their own name.
Credit History
Possibly the main reason why you should have a credit card in your own name is the effect it has on your credit history.
In short, you have had to manage your financial affairs very astutely in order to gain a sufficient credit worthiness to apply for, and be approved, a credit card. Conversely, any supplemental signatory to you on your credit card doesn?t View the rest of this article

Handling Statistical Variation In Six Sigma

Six-Sigma provides a methodical, disciplined, quantitative approach to continuous process improvement. Through applying statistical thinking, Six Sigma uncovers the nature of business variation and its affect on waste, operating cost, cycle time, profitability, and customer satisfaction.
The term “six sigma” is defined as a statistical measure of quality, specifically, a level of 3.4 defects per million or 99.99966% high-quality. To put into practice the Six Sigma management philosophy and achieve this high level of quality, an organization implements the Six Sigma methodology. The fundamental objective of the Six Sigma methodology is the implementation of a measurement-based strategy that focuses on process improvement and variation reduction through the applica View the rest of this article

How To Use A Tell A Friend Script To Drive Traffic Today?

More and more webmasters have the recurring dilemma on how to increase the flow of traffic in the websites. During the past few years many methods that been developed to solve this predicament. While most of them would work there are those that would not make even a small impact.
One of the methods that have spawned many success stories in driving traffic into websites is viral marketing. Viral marketing makes use of the tendency of a person to share something to find informative, entertaining or amazing.
Many companies bank on this behavior to spread their products and increase the popularity of their company or their website. Viral marketing makes use of many mediums in enticing this behavior. It might be in the form of an interesting story, an addicting fl View the rest of this article

Monitoring Your Fitness Progress: Don&#39;t Guess- Measure!

Mass Gaining program is incomplete without the timely measurements to monitor Your Progress. The only way to know if your mass or fat loss program is successful is by monitoring your measurements, weight and body fat levels.
'One accurate measurement is worth a thousand expert opinions.' - Admiral Grace Hopper, U.S. Navy
Depending on the program, I recommend that everyone take their body fat levels every 1-2 weeks.
There's a lot that these readings reveal to a trained eye! For example, I was recently on a fat loss diet, and I did not lose any weight for three weeks. At first I thought that I needed to drop my calories further because the current levels were not working for me. I did not want to do this because as a hard-gainer, dropping my calories too lo View the rest of this article

The Best ISP For You And Your Family

Announcing the winner of the best ISP award…the one that works for you and your family! Finding the best ISP is finding the one that works best for your internet experience and your needs. There is not an across the board best choice that will make every user satisfied. You need to choose an ISP that enables you and your family to use the internet in the ways and for the uses that you choose.
The best ISP will be one that offers software upgrades regularly and has been in business for a long time. The software upgrades will show you that they are constantly changing to give their users more features and speed. They will have a good track record with customers and their customer service associates will be available 24/7 with quick and efficient responses.
The View the rest of this article

How to Feed the Spiders and Grab the Top Spots

Over the years I have created 24 fully operational websites and as an experiment this evening (30 November 2005) I did a progress check on the very first site I ever launched: writing-for-profit.com.
5 years on and here is how this site is ranking today on the top six major search engines
Google No.1
Yahoo! No.2
MSN No.1
AOL No.1
AltaVista No.2
AllTheWeb No.2
Using the keyword phrase ‘writing for profit’ check out for yourself the veracity of these rankings.
Do it now; prove the power of feeding the spiders and grabbing the top spots.
How do I manage to do that?
• How do I manage to sustain top rankings for a 5 year-old website when almost every other site fails to achieve even ONE Top 30 ranking after years of trying?
• How View the rest of this article

Holiday Table Strategies

It?s that time of year again and for most of us that will mean rounds of parties, get-togethers and holiday dinners. While the holidays are a great time to get-together with family and friends, they can be a real threat to our diets. This year instead of giving up holiday get-togethers all together or giving in to the decadent fare spread out before you and regretting it later learn how to successfully manage the holidays with some creative table strategies.
When planning strategies to keep your diet intact throughout the holidays, there are two main fronts you need to wage on the Battle of the Bulge. First, you need to work on diet strategies for events that you host and second, strategies for events that you do not host.
Hosting holiday events can be a lot View the rest of this article

Tips In Choosing The Best Dog Breeders

Dog breeders could be found anywhere. However, buying the best-looking puppy in the pet store does not necessarily guarantee that you bought a pet with a top breed.
What are the different types of breeders? Which of them provide the best dog breeds?
1) Look for reputable breeders. Well known breeders know specific details about their specialized breed. They examine genetic diseases that are known to have physical and emotional impact on that breed, perform veterinary maintenance and sustain breeding records.
A breeder of good reputation will provide you with both the good and bad points about the breed you prefer. They offer useful advice and assistance to new dog owners.
You could spot a reputable breeder when they grant quality for the dogs they per View the rest of this article

Fixed Rate Mortgage Loans - Understanding The Basics

Fixed rate mortgages are the most common type of mortgage loan for home buyers. With predictable payments, long term homeowners can plan their budgets and guard against rising interest rates. But a fixed rate mortgage is not for everyone with its higher interest rates and a reduction in your buying power.
Fixed Rate Mortgage Features
A fixed rate mortgage features set rates, long term low monthly payments, and low risk. Interest rates are determined during your loan application process. Rates are set by the market. You can also lower your interest rate by paying points up front. This option only makes sense if you stay in your home for several years.
Long term low monthly payments are another benefit of this type of home loan. Over time, inflation will ra View the rest of this article

“How To” Start Trading The Forex Market ? (Part 4 )

How Currencies are quoted and what moves individual currencies?
ONE of the best advantages in FOREX Trading is
The amount of money you need to place a trade (known as "margin") is all that can be lost !
You have to know, that despite the super-high leverage offered by some Forex brokers up to (400:1); meaning if you put up $ 1000 the broker will allow you to trade like you really have $400.000).
Forex trading is still less riskier than Stock or Futures Trading, where you can loose more than you have deposited in your account.
This type of LEVERAGE does NOT EXIST in the equities or futures market
In the Equities or Futures markets, very often, sudden and dramatic moves occur, against which you can’t protect yourself, even by having place View the rest of this article

Forget About "Talent"!

How is a writer to access her deepest and most powerful wells of creativity? How do we tap into our talent, our genius, our greatest potential for success? Writing classes often tell us how to plot, or structure, or build characters, or create poetic images, but the question of accessing our excellence is a slippery and elusive one. It is possible we’ll need to go outside our usual sources to find an answer.
Many will merely say “be born with talent,” coldly suggesting that writers are “born” with a particular amount of potential, and that one either has this or not. And you know? There is a certain amount of truth to this. It is hard to argue with the idea that geniuses like Mozart or Shakespeare were gifted. But the nature versus nurture argument is both fascin View the rest of this article

How To Make A Vegan Cake

Do you have a strict vegan in the family who has a birthday or celebration coming up that traditionally calls for cake? If you?re not familiar with vegan dietary practices, you might not know what vegans do not eat. Even worse, you might have no idea how to replace what they do not eat.
But don't worry. In a few short paragraphs, I?ll explain exactly what you need to make the perfect cake for your vegan friend or relative. And best of all, no one will be able to taste the difference.
Let?s start with what strict vegans do not eat.They do not eat eggs. They do not drink milk. They don?t eat certain types of sugar. They don?t eat butter. And they don?t eat frosting.
Eggs can be replaced by "EnerG Egg Replacer," which you can purchase at many grocery stores. View the rest of this article

Body Wrapping And Obesity

Many spas and salons offer a process called ?body wrapping.?
This procedure claims to remove inches from the waist, thighs, hips or other parts of the body.
The process includes the use of special wraps or clothing and can sometimes be used with special lotions or creams that are applied to the skin.
Customers are usually told that they can lose ?inches? as opposed to pounds and that fat will melt away bringing about a loss of inches in about an hour. One of the claims is that wrapping will work because cellulite is ?water logged fatty tissue.?
What overweight person wouldn?t love to find a product that will render them slim and trim while they sleep?
Unfortunately, many people think that body wrapping is a relatively ?new? procedure and jump on t View the rest of this article

How To Buy Inspirational And Motivational Art Posters And Prints

Have you ever noticed your reaction to visual stimulation? Sometimes you see a photograph or painting, a sculpture or an object and your attention is immediately riveted!
For whatever reason it communicates to you and it is personal. Not to say that other persons won’t get impact from the same visual, but what it sparks exactly is uniquely different from person to person.
We all have our own personal adventures and experiences throughout our lives so when you see that print of a quaint outdoor coffee house, that print may bring you back to that wonderful coffee house in Paris where you took your honeymoon. You may buy it just because it brings back that wonderful pleasure moment.
You’ve heard before that when you look at a painting or sculpture that you t View the rest of this article

Credit Card Applications: Is It Safe To Apply Online?

Are you wanting to apply for a new credit card but feeling hesitant to perform the credit card application online? If so, you need not be concerned. Advances in the technology of secure e-commerce have made online credit card applications literally safer than filling out a paper application and mailing it through the US Postal Service. Here?s why.
SSL Technology
First, banking institutions that offer online credit card applications use the most up-to-date technology to ensure that their web sites are protected against intrusion and data theft. This technology is known as SSL, which stands for Secure Sockets Layer, a transmission protocol that ?encrypts? any data sent between the bank and your computer, such as all the personal information you need to fill out View the rest of this article

The Importance Of Rest And Relaxation

Life is busy and it seems each year it just gets busier. Work, family, school, and other commitments just eat the day away and leave you with no time to sit back and relax. However, rest and relaxation is very important. In fact, getting enough rest is imperative to living a healthy lifestyle and when you do not relax and get enough sleep you are putting yourself at risk for illness as well as other side effects.
Side Effects of Not Getting Enough Rest
Believe it or not but the body needs enough rest each night to function properly. The amount of rest each individual needs every night differs, however the average adult needs approximately 7-8 hours of sleep each night to restore their body with the energy it needs to handle all of the demands of living each d View the rest of this article

Get Those Christmas And Holiday Cards Out On Time

With Christmas just around the corner, many people begin the mad rush to send out all the Christmas cards they resolved to send out on time last year. No matter what the retail stores choose to call the season, many people purchase stacks of holiday cards with the intention of sending them all out. Unfortunately, many of them end up in a box and collect dust until they’re pondered next year. This often happens because in the chaos of the season it’s difficult for many to master such a task because they don’t have a system that applies basic time management skills to getting their cards out on time.
Here are some tips for breaking this process down and to let friends and family know you’re thinking of them before this Christmas is over, courtesy of View the rest of this article

How To Establish Work Life Balance

How do they do it? You know the parents that work full time and manage to raise smart, healthy and happy children?
They have a secret. That secret is maintaining a good work life balance.
Have you ever heard the expression ?all work and no play makes a boring day?? Well the same goes for all play and no work.
Do too much of anything and you are bound to go stir crazy at some point or get cabin fever.
The good news for parents everywhere is that you can have the best of both worlds.
You can work hard and still find time to enjoy your family and your life. You simply need to create balance.
In fact the most successful business people are also parents. They are individuals who have discovered the secrets of balancing work and home life.
So ho View the rest of this article

Make An Easy Coffee Can Bird House

When it comes to birds, avid watchers know that you can never have too many bird houses in your yard. Birds appreciate these items during the nesting and migration seasons, which can just about cover the entire year in some areas. So, if you are trying to attract birds to your yard, you should certainly create a place that is inviting and appealing to them. They will reward you with their presence and you can enjoy gazing at some of the most beautiful items nature has to offer. If you are interested in bird houses, you may want to consider making your own. You can create interesting bird houses in no time, using simple household items. Use these tips to create an easy coffee can bird house.
To begin you will need to collect an empty coffee can, super glue, paint, View the rest of this article

Two Things To Do Before You Die.

Close your eyes for a minute and think about the fact that one day you are going to die. Does that make you a little uncomfortable? If it does then you?re certainly not alone. For most of us living in modern society, our own mortality is a subject that is rarely discussed. Thoughts of our own inevitable death are easily brushed aside.
?I?m too busy living to worry about that now.?
?What?s the point in worrying about it? I can?t change anything.?
Generally though, these are lies we tell ourselves to protect us from our fear of the unknown. And while these lies may appear to work on the surface, deep within your subconscious they just build on that fear.
Well, enough is enough! It?s time to stop lying to yourself. There is great freedom to be gained by View the rest of this article

Payday Cash Advance ? Understand The Fees

Cash advance loan fees can be somewhat difficult to understand at first. First you will be given an APR rate for the year, but cash advance loan terms are only for 1 to 30 days. Then you have fees that are separate from the interest rates. All of it can seem confusing unless you understand the purpose of each figure and how to compare them.
The Purpose Of APR
The APR (annual percentage rate) includes interest and fees paid over a year for the loan amount. In an effort to educate consumers on the long term cost of such loans and to provide an easy way to compare lenders? fees, the APR is required to be posted by the US government.
This makes researching rates easy. Simply look for the lowest percent. If you can?t find the rate on a lender?s site, then requ View the rest of this article

Fast Cash Payday Loan - How Expensive Are Payday Loans?

Payday loans offer fast cash with no credit checks for relatively small finance fees. The important thing to remember with rates is that you are only paying them for a few days, not years. In the end, you should be paying fewer finance fees than with a credit card or loan. However, if you roll over you payday loan over several pay periods, your loan can get very expensive.
APR ? A Comparison Tool
According to the US government, payday loan companies are required to disclose the annual percentage rate (APR) of a loan before you sign any agreements. While this makes sense for long-term loans, a payday loan on average is paid off in 17 days.
While an APR doesn?t tell you the true cost of the loan, it is a helpful tool to compare lenders with. An APR is suppo View the rest of this article

Student Debt And Student Loans

The statistics show that more and more students are graduating from university with significant debt. The debt levels are growing year on year and many students will be paying them off for years after they graduate. It seems that the consumer addiction to credit and spending has effected the student population just as much as every one else. The fact that most students are not earning anything, and are living either on funds provided by their parents, or on money borrowed, they continue to spend millions each year.
These costs are spread over a variety of areas. Accommodation and other living expenses represent the largest portion of the expenditure. Added to this is travel to and from university, holiday and summer travel expenses, and entertainment. While stude View the rest of this article

Why dont diets work?

=================================================== It is a widely reported FACT that 95% of diets don't work! That fact doesn't stop over 75% of people saying they had been on diet in the last year. So this being the case what?s the point in losing 20 Lbs, and gaining back 25Lbs and why do people do it? There is no doubt that there is great pressure over the last few years to look 'thin'. So why do diets fail? That's the million dollar question. The main reason diets fail is we are guilty of falling for the latest cleaver marketing campaign. Over the last 10 years there has been a stack of diets on the market many endorsed by Hollywood stars. Many of these diets DO work, BUT only short term. They often do produce quick weight loss and fantastic results. The problem View the rest of this article

How Lose Weight Fast Diets Mislead You

Are you wondering how lose weight fast diets work? It's a legitimate question to ask - and here's how lose weight fast diets promise that you'll achieve fast weight loss but usually fail to deliver what they promise:
? Before and After Photos - the photos shown are impressive. Don't be mislead. Assuming the subjects really lost weight, it was likely with tremendous will power and at the expense of their overall health.
? Low-Fat/High-Carb Dieting - virtually all the diets promise that they are how lose weight fast diets are supposed to work. Somewhere, you're going to be asked to purchase a product or products. That is the real goal of the diet and its promises.
? Calorie Restriction - how lose weight fast diets rely on limiting calories and they fail to View the rest of this article

Refinancing Your Home

How old is your mortgage? If you took out your mortgage more than a couple of years ago, it may be a good idea to consider refinancing the loan. As house prices continue to rise you may be able to get a considerably better rate. Your mortgage rate will depend on many factors such as the value of your home, your income, your credit score and prevailing interest rates in the economy in general.
The fact is that many of these factors will have changed for most people since they took out their mortgage. Across the country, house prices have continued to rise at a good rate. Almost everyone?s house is worth more today than it was when he or she bought it. Add to this the fact that your income may have increased significantly in the last couple of years. It?s not somet View the rest of this article

The Best Credit Card - Shopping For A Credit Card

Credit cards are just like any form of credit, you should shop around to find the best deal. Depending on your situation, you may want to find a card with low rates, a reward program, or a 0% APR for transfers. Make sure you look at several credit card companies to find the best deal for you.
Comparing Programs
Credit card companies offer several different types of incentives to entice you to open an account with them. These rewards can save you money or earn you trips or cash back. If you plan on always paying off your monthly balance, then a reward program, such as airline miles or cash back, may be for you.
If you plan on carrying a balance on your new credit card, then look for the lowest rate. You will want a no frills card with no annual fees. You c View the rest of this article

Texas Holdem Poker: Lingo, Terms, And Table Language

Texas Holdem has become the darling of the poker scene, and many are rushing to find the rules for this popular poker game. If you aren?t familiar with some of the terms used in Texas Holdem, you may be at a loss for understanding its rules. To get a firm grip on the rules for Texas Holdem, it?s a good move on your part to be familiar with some of the terms used before jumping into the actual how to of the game.
First, let?s cover the types of Texas Holdem poker games. There are three main types, and depending on locality, there may be slight changes of the rules within each type of poker game. For the sake of simplicity, we will target the three main types of Texas Holdem.
Fixed Limit Texas Holdem is a game where the betting is set within a certain monetary View the rest of this article

Advice To Using Positive Reinforcement And Rewards To Train Your Dog

Training dogs using positive reinforcement and reward training has long been recognized as both highly effective for the owner and a positive experience for the dog. Positive reinforcement training is so important that it is the only method used to train dangerous animals like lions and tigers for work in circuses and in the movie and television industry. Proponents of positive reinforcement swear by the effectiveness of their techniques, and it is true that the vast majority of dogs respond well to these training methods. One reason that positive reinforcement training is so effective is that is uses rewards to teach the dog what is expected of it. When the dog performs the desired behavior, he is provided with a reward, most often in the form of a food treat, but i View the rest of this article

Get A Cheap Credit Card By Understanding The Fees

Credit card companies charge fees of some sort or another. The key is to find a card with the lowest fees for the services you use. For instance, if you use cash advances, then investigate those fees with credit card companies before you sign up with them.
Upfront Fees
Not every credit card program has upfront fees, so it pays to shop around for the right card. For instance, annual fees are common on cards with fixed or low rates. In the right circumstance, this fee with the right rate can save you money.
You will also find cash advance fees, either a flat rate or percentage. Not all cards charge this, but usually they have higher APRs. It is important to read the terms if you plan on using this feature.
Balance-transfer fees also can be charged, usua View the rest of this article

Aromatherapy Care For Childhood Ailments

THE SMELL OF CAMPHOR BRINGS VIVID MEMOries of my mother rubbing my chest with that warm, wonderful potion. Our sense of smell tin trigger the about powerful emotional responses. Aromatherapy taps into that response network to nurture the body and soothe the mind. By using aromatherapy as a cancel remedy for your children's ailments, you tin can provide them with comfort and healing without having to worry approximately the unknown side effects and chemical additives of o'er-the-counter medications. Lavender sitz baths toilet rapidly heal a baby's diaper rash. Cider vinegar and lavender compresses lavatory speed the healing of swollen, bruised knees.
A bottle of tea tree oil color lav save the day when mosquitoes attack on a class outing. Children's lifelike vigor View the rest of this article

Buying An Abstract Painting

You may be mistaken in thinking that buying a piece of abstract art would be a simple thing to do. You just select the work you want... and buy it!
The truth will creep up on you as soon as you look at the first painting "it is not quite the right one, so I will look for another".
Here is the first realization - and question to ask yourself - why exactly is this piece you are looking at "not quite right"? The answer can be manifold:
1. It includes a colour I do not like
2. I am not sure it will go with another item in the space I would like to place it
3. A slow realization that a certain personal undesirable association is being emitted from the painting
4. It looks great but I am not sure it will fit the space
5. It is just right but the View the rest of this article

How to Grow Ornamental Grasses

You are welcome to use this article on your website or in your newsletter as long as you reprint it as is, including the contact information at the end. Website URLs must be active links. You are welcome to use this article with an affiliate link, http://www.freeplants.com/resellers.htm





Ornamental grasses have become extremely popular in the past ten years or so, and if you buy them at a garden center they are kind of pricey. Learning how to grow them yourself is actually quite easy. They can be grown from seed, but I won’t pretend to be an expert at that for several reasons. One, I don’t know anything about growing them from seed, and two, I have no desire to propagate them from seed because seedlings require too much care.


 

< View the rest of this article

Mazda Fuel Tanks Made More Durable

Fuel tanks could be considered the container of the lifeblood of your Mazda. And that is for the very reason that Mazda fuel tanks act as the reservoir of your fuel. Without fuel, your vehicle surely would not have the capacity to go miles, and that goes the same for the fuel tank. Where would fuel be contained and stocked if not for the fuel tank? Mazda manufacturers had certainly kept in mind to design, create and produce quality, reliable, and durable Mazda fuel tanks, specially crafted for a Mazda.



A Mazda fuel tank is located in the rear of the chassis under the trunk compartment. As you operate the vehicle and press on the accelerator, the fuel in the tank revs up the engine and produces the power to run the automobile. This fuel is then d View the rest of this article

Bank Of America Credit Cards

Most people want to apply for a credit card online and get the best deal available, including a low interest rate, a reliable credit company, and some sort of reward program like a travel credit card offers. The Bank of America credit card is a card you can trust. They are available online at http://www.bankofamerica.com, and one of the most popular travel credit card they offer is the Bank of America MilesEdge card.
This card offers a great value for a low interest rate and the best rewards you can get in travel credit card. Plus, with the Bank of America website, you can apply for a credit card online and receive it within a matter of days.
Features:
Every Bank of America credit card offers great features, including the following:
Great security and View the rest of this article

Home Equity Loan Refinancing

If you have lived in your home for more than two years, it has probably appreciated which means that you have built up equity. What is home equity? Home equity is the difference between the value of your home and the amount of all that you owe on your home. If your home has an appraised value of $200,000 and all of the outstanding liens against it total $150,000 then your home equity equals $50,000. Often times when a home has accumulated value, the homeowner decides to take some of that value out in cash. Sometimes the cash is used to pay off bills, for home improvements or for a child?s education. One of the best ways to tap the money available from your property is to refinance it with a home equity loan.
When considering a home equity loan, there are several View the rest of this article

Making Your Business? Credit Card Work Smarter

Credit cards are convenient financial means for hundreds of millions of people all over the world. However, personal use is not the only way credit cards come in handy. Credit cards can also be a major benefit for covering business expenses. If you own your own business, you may want to consider applying for a business credit card. Most credit card companies offer a number of options for companies interested in opening a business credit card. The type of business credit card your business applies for may depend on the size, age, income and financial needs of your company.
Business credit cards typically have larger credit limits than personal credit cards. This is because businesses typically have a larger budget than an individual person or family would. Busines View the rest of this article

Do Not Let Your Stresses Get The Best Of You In The Business World

Do not let your anxieties and stresses overwhelm you when you are at your job. Sometimes it can be difficult to overcome your stresses, however there are ways of dealing with your problems. Here is a list of techniques that a person can use to help manage their daily stresses and anxieties in the business world.
In dealing with your anxieties at your job, learn to take it one day at a time. While the consequences of a particular fear may seem real, there are usually other factors that can not be anticipated and can affect the results of any situation. Get all of the facts of the situation and use them to your advantage.
Sometimes, we can get anxious over a task that we will have to perform in the near future. When this happens, visualize yourself doing the ta View the rest of this article

The Recreational Value Of Fishing

Many people consider that fish are only a medium of survival, or to some extent a food supply; yet there is another angle that is little known. The manufacturing industry utilizes more than two billion pounds of fish and fish by-products every year. This is slightly more than is used for food.
What most people do not know is that fishing continues to provide recreational activity of making it one of the most preferred hobbies.
In fact, fishing as a hobby is continuously growing and that is why the estimated number of people who acquire fishing licenses each year is more than 12 million.
Moreover, surveys show that for every dollar spent for a fishing license, there are sixteen dollars spent for equipment, such as fishing tackle, food, clothing, and transp View the rest of this article

Custom Wheels

For anyone with even a passing interest in cars they will notice a set of custom wheels as soon as they roar down the street.
Custom wheels are wheels that differ from those supplied by the manufacturer when the car is first sold. You can either order custom wheels when you place an order for a new car or purchase the wheels at a later date.
One of the reasons people decide on custom wheels is that they are much lighter than the traditional wheels. This is important for people who want optimum performance from their vehicle. You?ll notice with any car racing sports that the cars are equipped with custom wheels.
Another reason that car race enthusiasts lean towards custom wheels is that they provide more wheel strength. The custom wheels can be designed an View the rest of this article

Mortgage Brokers For Home Loan Refinance - Refinance Online

Online brokers negotiate financing deals with several lenders. This may mean that you can find a better deal through their site than by working with the lender. Not all mortgage brokers guarantee the lowest refinancing rates, so you should also compare brokers.
Understanding Mortgage Brokers
Mortgage brokers specialize in finding financing. They work with many lenders to offer you several financing choices. They partner with traditional banks as well as thrift institutions, credit unions, and mortgage companies. They can even connect you with subprime lenders if you have poor credit.
Not all brokers call themselves ?mortgage brokers.? But any site that offers bids from more than one lending company is a broker. Make sure you know if you are dealing with a View the rest of this article

Why Are Duopolies So Competitive?

A duopoly is a situation in which two firms control nearly all of the market for a product or service.
Duopolies can be surprisingly competitive. If you remember that the price of a product or service is determined solely by the highest losing bid price and the lowest losing ask price, you?ll realize why a duopoly can be so competitive. A large number of inefficient competitors will have almost no affect on prices in the long run unless someone (either a government or a group of idiotic investors) is willing to continually finance unprofitable operations in an unprofitable industry (think airlines).
Of course, there is always the fear of a price fixing scheme in a duopoly. Generally, however, that fear is unfounded. Human nature suggests a price fixing scheme View the rest of this article

Life Coach, Another Trend?

?Go-Go-Go? Is life coaching another American New Age fad, delivering yet another empty promise of helping us live better lives?
Whether we want to lose weight, get a new job, succeed in business, more education, relationship help, financial relief, smoking, drugs or alcohol cessation, help with depression, overall happiness and countless others, everyone has changes we?d like to see made in our lives.
We are forever setting goals and hoping for changes. New Years is a famous time, but rarely do we find success. Certain seasons and events in our lives push our buttons and we try over and over but rigid patterns of behavior prevent us from making the changes we want.
To make sweeping changes in our lives is difficult and we tend to feel stuck and helpless w View the rest of this article

How to Lower the Cost of Your Car Insurance

Buying auto insurance is an important part of your overall financial planning. The auto insurance premium rate varies depending on the company and the type of policy coverage you choose to have. Here are some guidelines to lower the cost.
Shop Around- Compare the costs by shopping around at least four to five insurance companies and comparing the quotes. Take the help of your friends, relatives and yellow pages. Your insurance company should offer fair price and posses excellent service records. Check the financial ratings of the company as it indicates the strength and stability of the company.
Ask for higher deductibles- Deductible is the amount of money that you pay before making any clai View the rest of this article

How To Find Fruit Basket Companies

If you are in the market for a fruit basket, the next step is where to purchase the gift? Luckily today, fruit baskets are available through a wide range of shops, websites, and individuals who can ship these edible presents all over the world. In addition to purchasing a pre-made fruit basket from a professional or company, consider assembling the basket yourself to save some cash and personalize a basket especially for the recipient.
There are fruit basket companies all over the world that specialize in creating every type of basket imaginable. If looking to find a fruit basket company that meets your needs and budget, consider utilizing the following resources:
? Phone Book: The phone book is an excellent place to find local fruit basket companies. More an View the rest of this article

Diminish The Fear Of Credit Card Fraud

There is so much credit flying about these days, that keeping tabs on the credit you have and the credit you have had in the past, would be a full time job. That?s if you decided to apply your time to it. Not only that the threat of fraud being committed in your name is becoming a bigger and bigger problem, by the minute and could lead to many problems that could see you refused any credit in the future.
There is though a knight in shining armour riding to our rescue. It is in the form of the new CreditExpert Monitoring Service, which is a subscriber service and is being made available to us, by the UK?s biggest credit reference agency Experian. It is aimed to cut out any problems that could befall our finances.
It works by letting you know when any changes a View the rest of this article

Getting 100% Financing With Bad Credit - Is No Down Payment A Good Idea?

Getting 100% financing with bad credit can get you into a home with little out-of-pocket expense. However, higher rates will make the loan more expensive than financing with a down payment. There are some cases when zero down can be a benefit, especially if you plan to move or refinance soon.
The Cost Of Zero Down
Zero down will cost you more with higher interest rates. These rates will also increase your monthly payments. Some financing companies also require you to pay additional points or fees at closing. It is best to request quotes for 100% financing from many lenders to find the best offer.
You can reduce these rates with an adjustable rate mortgage (ARM). These types of loans are the easiest to qualify for and start with lower monthly payments. The View the rest of this article

Disney Credit Cards

You can turn your daily purchases into a fabulous Disney vacation. Bank One offers a new Visa Disney credit card that provides you and your family with great Disney rewards in exchange for making your everyday purchases using your travel credit card. You could turn your credit card debt into a fun-filled vacation or even valuable Disney merchandise. What could be better? Simply use your card at all the places you normally shop, including grocery stores, drug stores, and gas stations, and you can earn points that are redeemable for Disney vacations or theme parks. This is a travel credit card for the entire family.
How does it work?
When you buy products or services with your Disney credit card online or in person you automatically earn points, or Disney rewar View the rest of this article

Get A Better Rate: Get A Credit Card Deal

When people look for a credit card option to help them through Christmas or a holiday, over half the time they just take the first credit card deal thrown their way. Some people get an application in the mail and fill it in without even checking the details, only to be amazed when they get their card to find it has a tiny spending limit, or it?s secured and requires money to be deposited, or it has an interest rate in six months time that hits 20%.
But it doesn?t have to be that way. Some of the best credit card deals are right under your nose ? you just don?t know it yet.
Some credit card companies offer ?honeymoon rates? that give you six months of a year of interest free, or low-interest, purchasing View the rest of this article

The Basics And Nothing But The Vital Basics Of Beauty And Make Up

If you?re tired of buying more and more beauty products, and in the end always use the same ones, or they don?t fit in your bathroom, we have the solution for you. In today?s newsletter you will find a list with the vital beauty products that all of us women should have in our bathroom?and I?ll also explain why it?s important to have it and what it?s for. This list will save you a lot of time and money?
FACIAL CARE
? Eye makeup remover
Eye makeup remover formulas are soft, designed to remove makeup from this delicate part of the face. If you want to take care of your eye contour to avoid those extra wrinkles, buy an eye makeup remover that goes with your eye and your budget. And most importantly, get used to always using it!
? Facial makeup remover View the rest of this article

Consolidate Debt Into A Single Payment

Are you drowning in debt? Do you feel you are paying too much in credit card bills and struggling to pay the minimum amount on your credit cards? In such cases, debt consolidation loan might be a viable alternative.
A debt consolidation loan is a loan you can take against your home. Some banks will allow you up to 125% of your house value and this money can be used to consolidate debt. The interest on your debt consolidation loan will be far less than interest on your credit cards or personal loans.
The money from debt consolidation loan can be used to pay off your credit cards, store cards and personal loans. This will significantly reduce your monthly repayment as well as your interest.
However, a debt consolidation loan is considered to be a secured lo View the rest of this article

New Time-Saving Technology Is About To Revolutionize Your Life

While it may seem nothing much changes, a lot IS changing, and often right under our noses. Time-saving technology is always at work to help us complete tasks at home and on the job even faster than ever.
When we save time doing a task that used to take us longer, we suddenly have more time to do that task even better OR switch our attention to an entirely different task.
Just think how you did business a few years ago. Instead of answering email, you probably spent much of your day talking on the phone. Now clients organize their ideas more efficiently to contact you with convenient email. You still spend time working with clients, but I'll bet it's not nearly as much as you spent in the "telephone only" days of the early 1990s.
Think about how technolog View the rest of this article

Teeth Whitening Products ? A True Love Story

There were so many teeth whitening products found in the dental aisle at the local grocery store, that Jonathan could not decide which one was best for him. All he wanted was to finally have white teeth, but after looking around he could not decide exactly how much should a bright smile cost. There was a diverse amount of teeth whitening products on both sides of him, and the shelves were absolutely packed with gels, toothpastes and creams that all touted themselves as the absolute best choice in tooth whiteners.
With all his worries about how much should a bright smile cost, Jonathan found himself picking up every tooth whitener around him and reading the product information to himself but out loud. ?This tooth whitening gel eliminates stains and will guarantee View the rest of this article

So That&#39;s What Goes On A Home Page!

In the early days of the World Wide Web, the word went around that the thing to do on a home page is to heartily and sincerely welcome the visitor. Today, this is unnecessary, cliched and ineffective. Instead, an effective home page needs to quickly orient the visitor to what the business or professional practice offers, distinguish these offerings from competitors' and direct the web site visitor what to do if they are interested in learning more.
It's especially important to make a strong and clear presentation on the home page if you want perfect strangers coming from a search engine to spend more than 10 seconds on the site when determining whether or not it is relevant to them. Getting business from such strangers is one of the major payoffs of having a web View the rest of this article

Who needs a portable genrator

A portable generator can be useful, sometimes even essential for many people in many different situations. You may think that they would only be useful to construction workers on a job site however there are many cases where a portable generator can be extremely useful. As we witnessed during this year’s onslaught of hurricanes and tropical storms, the likelihood of loosing electrical power can be very high. Once this happens, it doesn’t take long for perishable foods to spoil since there is no way to refrigerate them — often leaving a family with little or no food. By using a portable generator to keep your refrigerator running you will be able to save your family’s food during inclement weather. They can also be used to power electrical heating units, stove View the rest of this article

Bad Credit Mortgage Refinancing - Refinance High Interest Mortgage With Poor Credit

With bad credit, you can?t afford not to refinance a high interest mortgage. Working with the right lender, you can trim your loan costs and help your monthly budget. You even have the option to cash out part or all of your equity to pay off high interest credit card debt. Subprime lenders can help you secure financing and reestablish your credit.
Ways To Reduce Your Rates
Even with poor credit, you can lower rates on a future refi loan. Adjustable rate mortgages offer lower initial rates than fixed rate mortgages. Often for two to seven years, rates can be guaranteed. After that, rates are based on an index fund, so they may increase. But with most lenders you can either lock in rates earlier or refinance.
Some lenders will also further reduce your rates View the rest of this article

Plan Your Retirement In As Easy As 1 ? 2 ? 3 Using Financial Planning Software

Rather than spend your hard earned money hiring a financial planner or consulting with one, there are actually countless software programs that would help you in managing your finances. These programs are efficient tools for planning and making all those important retirement calculations.
One software program is MFC, My Financial Coordinator. It literally serves this purpose. It merges all your income streams into a coherent report therefore making managing your assets so much easier to understand and manage.
This software also helps to determine which of your assets you should sell or hold based on performance. It also details all the financial activities you did for the year and helps you estimate your quarterly tax calculations. Doing so prevents you from View the rest of this article

A Baby Footprint Makes A Great Baby Shower Invitation

If you are like many peo0le you can easily get stuck when it comes to the baby shower invitation. Finding the location, creating the guest lists and buying a cake can seem easy compared to picking the right invitation. The baby shower invitation will be the first impression that the guests will have of the event. It is therefore important to convey a message through the baby shower invitation. One really fun and very popular way to do this is use a baby footprint in the invitation. It is hard to resist the charm of a tiny little baby footprint. Baby shower invitations with a footprint are so irresistible be will just have to come to the shower.
So here are some creative ideas that you can use in creating your own baby shower footprint invitation.
1. Printed - View the rest of this article

Resellerspanel.com Launches a cPanel Reseller Hosting Program

Resellerspanel.com (www.resellerspanel.com), the only company in the web hosting business offering a free reseller hosting program, announces the launch of its cPanel program, which offers four reseller plans, perfect for those who wish to sell hosting to their own customers. The four plans offer 5, 7, 10 and 15 GB of disk space, and 50, 70, 100 and 150 GB of bandwidth respectively, as well as the ability to host multiple domains, and come with the Fantastico free scripts installer.

Beside the around-the-clock prompt and reliable technical support, the cPanel program offers each and every reseller a dedicated IP address, which guarantees them complete anonymity, and which provides secure protection against DDoS attacks. Moreover, the cPanel control panel View the rest of this article

Common Questions About VoIP

Unless you live in a bubble, you have probably been hearing allot of buzz lately about something called Voice Over IP (VoIP). Perhaps you have heard that you can use VoIP to get cheap or free long distance calling, even Internationally. The good news is that this is true!
VoIP, which stands for Voice Over Internet Protocol is an exciting synergy between computers and telephony, but don't let that scare you. VoIP is just as easy to use as any ordinary telephone. So, you have heard the buzz and perhaps you are curious about taking the plunge and getting set up with VoIP service. Being so new, VoIP is still somewhat shrouded in mystery. Help is here! In this article we will answer several common questions most people have about VoIP Service and help clear up the con View the rest of this article