How old is your mortgage? If you took out your mortgage more than a couple of years ago, it may be a good idea to consider refinancing the loan. As house prices continue to rise you may be able to get a considerably better rate. Your mortgage rate will depend on many factors such as the value of your home, your income, your credit score and prevailing interest rates in the economy in general.
The fact is that many of these factors will have changed for most people since they took out their mortgage. Across the country, house prices have continued to rise at a good rate. Almost everyone?s house is worth more today than it was when he or she bought it. Add to this the fact that your income may have increased significantly in the last couple of years. It?s not somet View the rest of this article
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